LIC MF Banking and Financial Services Fund-Regular Plan-IDCW
Expense Ratio: 2.45
Risk: Very High
Equity Scheme - Sectoral/ Thematic
Plan: Regular
Benchmark: Nifty Financial Services TRI
Inception: 09-03-2015
Exit Load: Nil
Fund Size:₹279.27 Cr
Performance
1Y
Fund-7.17%
Cat. Avg.N/A
2Y
Fund0.51%
Cat. Avg.N/A
3Y
Fund4.83%
Cat. Avg.N/A
5Y
Fund6.63%
Cat. Avg.N/A
10Y
Fund6.96%
Cat. Avg.N/A
SI
Fund6.22%
Cat. Avg.N/A
Fund Facts
No available Data
Taxation
Within 1 Year (STCG (Short Term)):20%
After 1 Year (LTCG (Long Term)):12.5%
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Market Cap
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Top Sectors
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Asset Class
Market Cap
Top Sectors
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | ICICI Bank Ltd. | 36.30 | 13.49% |
| 2 | Axis Bank Ltd. | 26.27 | 9.76% |
| 3 | HDFC Bank Ltd. | 23.65 | 8.79% |
| 4 | AU Small Finance Bank Ltd. | 14.72 | 5.47% |
| 5 | Bajaj Finance Ltd. | 12.38 | 4.60% |
| 6 | IndusInd Bank Ltd. | 9.38 | 3.48% |
| 7 | Nippon Life India Asset Management Ltd. | 9.14 | 3.39% |
| 8 | Net Receivables / (Payables) | 8.94 | 3.32% |
| 9 | PB Fintech Ltd. | 8.15 | 3.03% |
| 10 | Creditaccess Grameen Ltd. | 8.10 | 3.01% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Nov, 25 | 60000 | 56544 | -5.8% | -11.5% |
| 2Y | 07 Nov, 24 | 1.20 L. | 1.18 L. | -2.1% | -2.1% |
| 3Y | 07 Nov, 23 | 1.80 L. | 1.81 L. | +0.7% | +0.5% |
| 5Y | 08 Nov, 21 | 3 L. | 3.45 L. | +14.9% | +5.6% |
| 10Y | 07 Nov, 16 | 6 L. | 8.96 L. | +49.4% | +7.9% |
| SI | 07 Apr, 15 | 6.95 L. | 11.09 L. | +59.5% | +7.8% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 20 Oct, 25 | 1 L. | 91755 | -8.2% | N/A |
| 2Y | 21 Oct, 24 | 1 L. | 1.01 L. | +1.3% | +0.7% |
| 3Y | 19 Oct, 23 | 1 L. | 1.15 L. | +15.2% | +4.8% |
| 5Y | 19 Oct, 21 | 1 L. | 1.38 L. | +37.9% | +6.6% |
| 10Y | 19 Oct, 16 | 1 L. | 1.96 L. | +96.0% | +7.0% |
| SI | 30 Mar, 15 | 1 L. | 2.01 L. | +101.0% | +6.2% |
SIP Calculator
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Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Profit
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.