How to check the XIRR of UTI MMF - Direct Plan - Growth Option?

You can track the exact XIRR and portfolio overlapping of UTI MMF - Direct Plan - Growth Option alongside your PMS and AIF investments using the MutualSaathi Portfolio Analyzer.

How to check portfolio overlap for UTI MMF - Direct Plan - Growth Option?

Use the MutualSaathi Portfolio Analyzer to compare UTI MMF - Direct Plan - Growth Option with other funds, PMS, and AIFs to detect hidden stock overlaps.

UTI Mmf - Direct Plan - Growth Option

UTI Mutual Fund

Expense Ratio: 0.13

Risk: Low to Moderate

Debt Scheme - Money Market Fund

Plan: Direct

Benchmark: CRISIL Money Market A-I Index

Inception: 23-04-1997

Exit Load: Nil

Fund Size:₹21,034.54 Cr

Performance

Fund6.43%

Cat. Avg.6.45%

Fund7.12%

Cat. Avg.7.08%

Fund7.34%

Cat. Avg.7.28%

Fund6.76%

Cat. Avg.6.67%

10Y

Fund6.72%

Cat. Avg.6.62%

Fund7.28%

Cat. Avg.11.33%

Fund Facts

No available Data

Taxation

Any Holding Period (STCG & LTCG):As per Income Slab Rate

*Tax rates as per Finance Act 2024. Surcharge & cess may apply.

Allocation

Visualizing Fund's Exposure

Asset Class

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Debt Ratings

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Debt Instruments

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Asset Class

Debt Ratings

Debt Instruments

Portfolio Holdings

Detailed breakdown of instruments.

	Instrument	Type	Sub-Cat	Sector	YTM	Val (Cr)	% Assets
1	182 DAYS T-BILL - 18/09/2026	DEBT	T-Bills	Sovereign	5.19%	655.62	3.73%
2	CD - INDIAN BANK - 05/02/2027	DEBT	Bond/NCD	CRISIL-A1	6.78%	576.56	3.28%
3	CP ANGEL ONE LTD	DEBT	Bond/NCD	CARE-A1	8.11%	475.44	2.71%
4	CD - NABARD - 22/01/2027	DEBT	Bond/NCD	ICRA-A1	6.89%	385.11	2.19%
5	CD - NABARD - 28/01/2027	DEBT	Bond/NCD	ICRA-A1	6.87%	384.72	2.19%
6	CP POONAWALLA FINCORP LTD.	DEBT	Bond/NCD	CARE-A1	7.38%	383.46	2.18%
7	CD - SMALL INDST. DEV. BANK OF INDIA - 26/02/2027	DEBT	Bond/NCD	CARE-A1	6.91%	382.63	2.18%
8	CP FEDBANK FINANCIAL SERVICES LTD.	DEBT	Bond/NCD	CRISIL-A1	7.69%	381.64	2.17%
9	CP IGH HOLDINGS PRIVATE LIMITED	DEBT	Bond/NCD	CRISIL-A1	7.61%	357.49	2.04%
10	CD - INDUS IND BANK - 07/12/2026	DEBT	Bond/NCD	CRISIL-A1	7.09%	339.51	1.93%

Similar Funds

SIP Returns

Amount (₹)

Date

7th

Period	SIP Date	Inv(₹)	Val(₹)	Abs(%)	XIRR
1Y	07 Nov, 25	60000	61897	+3.2%	+6.6%
2Y	07 Nov, 24	1.20 L.	1.28 L.	+6.7%	+6.7%
3Y	07 Nov, 23	1.80 L.	1.99 L.	+10.8%	+7.0%
5Y	08 Nov, 21	3 L.	3.58 L.	+19.3%	+7.1%
10Y	07 Nov, 16	6 L.	8.43 L.	+40.4%	+6.7%
SI	07 Jan, 13	8.30 L.	13.59 L.	+63.8%	+6.9%

Lumpsum Returns

Amount (₹)

Period	Inv Date	Inv(₹)	Val(₹)	Abs(%)	CAGR
1Y	16 Oct, 25	1 L.	1.06 L.	+6.4%	+6.4%
2Y	16 Oct, 24	1 L.	1.15 L.	+14.7%	+7.1%
3Y	16 Oct, 23	1 L.	1.24 L.	+23.7%	+7.3%
5Y	18 Oct, 21	1 L.	1.39 L.	+38.7%	+6.8%
10Y	16 Oct, 16	1 L.	1.92 L.	+91.6%	+6.7%
SI	01 Jan, 13	1 L.	2.64 L.	+163.5%	+7.3%

SIP Calculator

Visualize how small monthly investments grow over time.

Monthly SIP Amount

Max: ₹10 Cr

₹

Investment Tenure

Max: 40 Years

Years

Expected Annual Return (SIP)

Max: 30%

Expected Inflation

Max: 20%

Annual Step-up

Beat inflation and compound wealth faster with an annual step-up.

Max: 500%

Initial Lumpsum

Max: ₹1000 Cr

₹

Expected Return on Lumpsum

Max: 30%

Future Value

₹23.80L

With SIP Amount ₹5,000

Total Invested

₹9.00L

Total Profit

₹14.80L

SIP Invested₹9.00L

SIP Gain₹14.80L

Lumpsum Inv.₹0

Lumpsum Gain₹0

Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%

Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.