UTI Credit Risk Fund - Direct Plan - Half-Yearly IDCW
Expense Ratio: 0.88
Risk: Moderately High
Debt Scheme - Credit Risk Fund
Plan: Direct
Benchmark: CRISIL Credit Risk Debt B-II Index
Inception: 25-10-2012
Exit Load: Nil
Fund Size:₹259.87 Cr
Performance
1Y
Fund5.84%
Cat. Avg.7.27%
2Y
Fund7.06%
Cat. Avg.9.52%
3Y
Fund7.63%
Cat. Avg.9.72%
5Y
Fund6.84%
Cat. Avg.8.20%
10Y
FundN/A
Cat. Avg.7.27%
SI
Fund2.03%
Cat. Avg.8.23%
Fund Facts
No available Data
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Debt Ratings
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Debt Instruments
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Asset Class
Debt Ratings
Debt Instruments
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | NET CURRENT ASSETS | 28.32 | 11.14% |
| 2 | 7.10% GSEC - MAT - 08/04/2034 | 24.05 | 9.46% |
| 3 | SPN/DDB JTPM METAL TRADERS LIMITED | 19.29 | 7.59% |
| 4 | NCD ERIS LIFESCIENCES LTD | 18.08 | 7.11% |
| 5 | NCD PIRAMAL FINANCE LIMITED | 17.68 | 6.96% |
| 6 | NCD VEDANTA ALUMINIUM METAL LTD. | 15.15 | 5.96% |
| 7 | NCD AADHAR HOUSING FINANCE LIMITED | 15.10 | 5.94% |
| 8 | NCD ADANI POWER LTD. | 15.08 | 5.93% |
| 9 | NCD TATA PROJECTS LTD | 15.04 | 5.91% |
| 10 | NCD GODREJ SEEDS AND GENETICS LIMITED | 14.96 | 5.88% |
Similar Funds
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Nov, 25 | 60000 | 61551 | +2.6% | +5.4% |
| 2Y | 07 Nov, 24 | 1.20 L. | 1.28 L. | +6.3% | +6.3% |
| 3Y | 07 Nov, 23 | 1.80 L. | 1.99 L. | +10.8% | +7.0% |
| 5Y | 08 Nov, 21 | 3 L. | 3.59 L. | +19.6% | +7.2% |
| SI | 07 Jun, 17 | 5.65 L. | 7.21 L. | +27.7% | +5.1% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 16 Oct, 25 | 1 L. | 1.06 L. | +5.8% | +5.8% |
| 2Y | 16 Oct, 24 | 1 L. | 1.15 L. | +14.6% | +7.1% |
| 3Y | 16 Oct, 23 | 1 L. | 1.25 L. | +24.7% | +7.6% |
| 5Y | 18 Oct, 21 | 1 L. | 1.39 L. | +39.1% | +6.8% |
| SI | 19 May, 17 | 1 L. | 1.21 L. | +20.8% | +2.0% |
SIP Calculator
Visualize how small monthly investments grow over time.
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Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Profit
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.