UTI Banking & Psu Fund - Direct Plan - Annual IDCW
Expense Ratio: 0.28
Risk: Low to Moderate
Debt Scheme - Banking and PSU Fund
Plan: Direct
Benchmark: NIFTY Banking & PSU Debt Index A-II
Inception: 27-01-2014
Exit Load: Nil
Fund Size:₹811.01 Cr
Performance
1Y
Fund2.52%
Cat. Avg.4.22%
2Y
Fund3.34%
Cat. Avg.6.17%
3Y
Fund3.71%
Cat. Avg.6.98%
5Y
Fund4.23%
Cat. Avg.6.22%
10Y
FundN/A
Cat. Avg.6.95%
SI
Fund3.18%
Cat. Avg.7.27%
Fund Facts
No available Data
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Debt Ratings
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Debt Instruments
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Asset Class
Debt Ratings
Debt Instruments
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | CD - CANARA BANK - 28/01/2027 | 110.65 | 10.05% |
| 2 | CD - UNION BANK OF INDIA - 19/01/2027 | 96.39 | 8.76% |
| 3 | CD - ICICI BANK LTD - 25/03/2027 | 71.46 | 6.49% |
| 4 | NCD POWER FINANCE CORPORATION LTD. | 65.34 | 5.94% |
| 5 | NCD AXIS BANK LTD. | 55.09 | 5.01% |
| 6 | 7.38% GSEC 20/06/2027 | 50.80 | 4.62% |
| 7 | CD - Axis Bank Ltd - 13/01/2027 | 48.23 | 4.38% |
| 8 | CD - NABARD - 22/01/2027 | 48.14 | 4.37% |
| 9 | CP POONAWALLA FINCORP LTD. | 47.96 | 4.36% |
| 10 | CD - SMALL INDST. DEV. BANK OF INDIA - 26/02/2027 | 47.83 | 4.35% |
Similar Funds
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Nov, 25 | 60000 | 60973 | +1.6% | +3.4% |
| 2Y | 07 Nov, 24 | 1.20 L. | 1.24 L. | +3.2% | +3.3% |
| 3Y | 07 Nov, 23 | 1.80 L. | 1.90 L. | +5.3% | +3.5% |
| 5Y | 08 Nov, 21 | 3 L. | 3.27 L. | +9.2% | +3.5% |
| SI | 07 Dec, 16 | 5.95 L. | 7.05 L. | +18.5% | +3.4% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 16 Oct, 25 | 1 L. | 1.03 L. | +2.5% | +2.5% |
| 2Y | 16 Oct, 24 | 1 L. | 1.07 L. | +6.8% | +3.3% |
| 3Y | 16 Oct, 23 | 1 L. | 1.12 L. | +11.5% | +3.7% |
| 5Y | 18 Oct, 21 | 1 L. | 1.23 L. | +23.1% | +4.2% |
| SI | 15 Nov, 16 | 1 L. | 1.36 L. | +36.4% | +3.2% |
SIP Calculator
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Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Profit
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.