How to check the XIRR of SBI SAVINGS FUND - DIRECT PLAN - GROWTH?

You can track the exact XIRR and portfolio overlapping of SBI SAVINGS FUND - DIRECT PLAN - GROWTH alongside your PMS and AIF investments using the MutualSaathi Portfolio Analyzer.

How to check portfolio overlap for SBI SAVINGS FUND - DIRECT PLAN - GROWTH?

Use the MutualSaathi Portfolio Analyzer to compare SBI SAVINGS FUND - DIRECT PLAN - GROWTH with other funds, PMS, and AIFs to detect hidden stock overlaps.

SBI Savings Fund - Direct Plan - Growth

SBI Mutual Fund

Expense Ratio: 0.25

Risk: Moderate

Debt Scheme - Money Market Fund

Plan: Direct

Benchmark: CRISIL Money Market A-I Index

Inception: 05-07-2004

Exit Load: Nil

Fund Size:₹31,567.83 Cr

Performance

Fund6.30%

Cat. Avg.6.45%

Fund7.02%

Cat. Avg.7.08%

Fund7.28%

Cat. Avg.7.28%

Fund6.68%

Cat. Avg.6.67%

10Y

Fund6.75%

Cat. Avg.6.62%

Fund7.46%

Cat. Avg.11.33%

Fund Facts

No available Data

Taxation

Any Holding Period (STCG & LTCG):As per Income Slab Rate

*Tax rates as per Finance Act 2024. Surcharge & cess may apply.

Allocation

Visualizing Fund's Exposure

Asset Class

Tap to expand

Debt Ratings

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Debt Instruments

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Asset Class

Debt Ratings

Debt Instruments

Portfolio Holdings

Detailed breakdown of instruments.

	Instrument	Type	Sub-Cat	Sector	YTM	Val (Cr)	% Assets
1	Small Industries Development Bank of India	DEBT	CD	CRISIL A1	6.92%	3087.27	9.35%
2	Canara Bank	DEBT	CD	CRISIL A1	6.76%	2820.33	8.55%
3	Punjab National Bank	DEBT	CD	CRISIL A1	6.79%	2534.15	7.68%
4	Bank of Baroda	DEBT	CD	IND A1	6.70%	1892.51	5.73%
5	National Bank for Agriculture and Rural Development	DEBT	CD	CRISIL A1	6.88%	1770.34	5.36%
6	HDFC Bank Ltd.	DEBT	CD	CRISIL A1	6.85%	1677.22	5.08%
7	ICICI Bank Ltd.	DEBT	CD	[ICRA]A1	6.76%	1623.32	4.92%
8	LIC Housing Finance Ltd.	DEBT	CP	CRISIL A1	6.96%	1438.33	4.36%
9	Jio Credit Ltd.	DEBT	CP	CRISIL A1	7.20%	1427.18	4.32%
10	National Bank for Financing Infrastructure and Development	DEBT	CD	IND A1	6.92%	1385.43	4.20%

Similar Funds

SIP Returns

Amount (₹)

Date

7th

Period	SIP Date	Inv(₹)	Val(₹)	Abs(%)	XIRR
1Y	07 Nov, 25	60000	61855	+3.1%	+6.5%
2Y	07 Nov, 24	1.20 L.	1.28 L.	+6.6%	+6.6%
3Y	07 Nov, 23	1.80 L.	1.99 L.	+10.7%	+7.0%
5Y	08 Nov, 21	3 L.	3.57 L.	+19.1%	+7.1%
10Y	07 Nov, 16	6 L.	8.41 L.	+40.2%	+6.6%
SI	07 Jan, 13	8.30 L.	13.68 L.	+64.8%	+6.9%

Lumpsum Returns

Amount (₹)

Period	Inv Date	Inv(₹)	Val(₹)	Abs(%)	CAGR
1Y	16 Oct, 25	1 L.	1.06 L.	+6.3%	+6.3%
2Y	16 Oct, 24	1 L.	1.15 L.	+14.5%	+7.0%
3Y	16 Oct, 23	1 L.	1.23 L.	+23.5%	+7.3%
5Y	18 Oct, 21	1 L.	1.38 L.	+38.1%	+6.7%
10Y	17 Oct, 16	1 L.	1.92 L.	+92.1%	+6.7%
SI	04 Jan, 13	1 L.	2.70 L.	+169.9%	+7.5%

SIP Calculator

Visualize how small monthly investments grow over time.

Monthly SIP Amount

Max: ₹10 Cr

₹

Investment Tenure

Max: 40 Years

Years

Expected Annual Return (SIP)

Max: 30%

Expected Inflation

Max: 20%

Annual Step-up

Beat inflation and compound wealth faster with an annual step-up.

Max: 500%

Initial Lumpsum

Max: ₹1000 Cr

₹

Expected Return on Lumpsum

Max: 30%

Future Value

₹23.80L

With SIP Amount ₹5,000

Total Invested

₹9.00L

Total Profit

₹14.80L

SIP Invested₹9.00L

SIP Gain₹14.80L

Lumpsum Inv.₹0

Lumpsum Gain₹0

Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%

Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.