SBI Retirement Benefit Fund - Conservative Hybrid Plan - Direct Plan - Growth

Q: How to check the XIRR of SBI Retirement Benefit Fund - Conservative Hybrid Plan - Direct Plan - Growth?

You can track the exact XIRR and portfolio overlapping of SBI Retirement Benefit Fund - Conservative Hybrid Plan - Direct Plan - Growth alongside your PMS and AIF investments using the MutualSaathi Portfolio Analyzer.

Q: How to check portfolio overlap for SBI Retirement Benefit Fund - Conservative Hybrid Plan - Direct Plan - Growth?

Use the MutualSaathi Portfolio Analyzer to compare SBI Retirement Benefit Fund - Conservative Hybrid Plan - Direct Plan - Growth with other funds, PMS, and AIFs to detect hidden stock overlaps.

SBI Mutual Fund

Expense Ratio: 1.17

Risk: High

Solution Oriented Scheme - Retirement Fund

Plan: Direct

Benchmark: CRISIL Hybrid 65+35 - Conservative Index

Inception: 20-01-2021

Exit Load: Nil

Fund Size:₹285.24 Cr

Performance

Fund-0.44%

Cat. Avg.-0.80%

Fund1.33%

Cat. Avg.1.30%

Fund6.44%

Cat. Avg.9.20%

Fund7.00%

Cat. Avg.8.19%

10Y

FundN/A

Cat. Avg.10.18%

Fund8.66%

Cat. Avg.10.72%

Fund Facts

No available Data

Taxation

Any Holding Period (STCG & LTCG):As per Income Slab Rate

*Tax rates as per Finance Act 2024. Surcharge & cess may apply.

Allocation

Visualizing Fund's Exposure

Asset Class

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Debt Ratings

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Debt Instruments

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Asset Class

Debt Ratings

Debt Instruments

Portfolio Holdings

Detailed breakdown of instruments.

	Instrument	Type	Sub-Cat	Cap	Sector	YTM	Val (Cr)	% Assets
1	6.64% CGL 2031	DEBT	G-Sec		Sovereign		25.70	10.01%
2	7.74% State Government of Tamil Nadu 2036	DEBT	SDL		Sovereign	7.60%	20.39	7.94%
3	6.90% CGL 2065	DEBT	G-Sec		Sovereign	7.59%	18.60	7.24%
4	Bharat Sanchar Nigam Ltd.	DEBT	Bond/NCD		CRISIL AAA(CE)	7.57%	10.14	3.95%
5	National Bank for Agriculture and Rural Development	DEBT	Bond/NCD		CRISIL AAA	7.21%	10.06	3.92%
6	7.09% CGL 2074	DEBT	G-Sec		Sovereign	7.63%	9.48	3.69%
7	HDFC Bank Ltd.	Equity	Listed	Large Cap	Banks		7.66	2.98%
8	Summit Digitel Infrastructure Pvt. Ltd.	DEBT	Bond/NCD		CRISIL AAA	7.61%	7.56	2.94%
9	Torrent Power Ltd.	DEBT	Bond/NCD		CRISIL AA	7.83%	6.51	2.54%
10	Godrej Properties Ltd.	DEBT	Bond/NCD		[ICRA]AA	7.04%	6.14	2.39%

Similar Funds

SIP Returns

Amount (₹)

Date

7th

Period	SIP Date	Inv(₹)	Val(₹)	Abs(%)	XIRR
1Y	07 Nov, 25	60000	60069	+0.1%	+0.2%
2Y	07 Nov, 24	1.20 L.	1.22 L.	+1.6%	+1.6%
3Y	07 Nov, 23	1.80 L.	1.88 L.	+4.7%	+3.1%
5Y	08 Nov, 21	3 L.	3.50 L.	+16.6%	+6.2%
SI	08 Mar, 21	3.40 L.	4.10 L.	+20.7%	+6.7%

Lumpsum Returns

Amount (₹)

Period	Inv Date	Inv(₹)	Val(₹)	Abs(%)	CAGR
1Y	16 Oct, 25	1 L.	99561	-0.4%	-0.4%
2Y	16 Oct, 24	1 L.	1.03 L.	+2.7%	+1.3%
3Y	16 Oct, 23	1 L.	1.21 L.	+20.6%	+6.4%
5Y	18 Oct, 21	1 L.	1.40 L.	+39.7%	+6.9%
SI	17 Feb, 21	1 L.	1.60 L.	+60.0%	+8.7%

SIP Calculator

Visualize how small monthly investments grow over time.

Monthly SIP Amount

Max: ₹10 Cr

₹

Investment Tenure

Max: 40 Years

Years

Expected Annual Return (SIP)

Max: 30%

Expected Inflation

Max: 20%

Annual Step-up

Beat inflation and compound wealth faster with an annual step-up.

Max: 500%

Initial Lumpsum

Max: ₹1000 Cr

₹

Expected Return on Lumpsum

Max: 30%

Future Value

₹23.80L

With SIP Amount ₹5,000

Total Invested

₹9.00L

Total Profit

₹14.80L

SIP Invested₹9.00L

SIP Gain₹14.80L

Lumpsum Inv.₹0

Lumpsum Gain₹0

Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%

Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.