How to check the XIRR of LIC MF Gilt Fund-Direct Plan-IDCW?

You can track the exact XIRR and portfolio overlapping of LIC MF Gilt Fund-Direct Plan-IDCW alongside your PMS and AIF investments using the MutualSaathi Portfolio Analyzer.

How to check portfolio overlap for LIC MF Gilt Fund-Direct Plan-IDCW?

Use the MutualSaathi Portfolio Analyzer to compare LIC MF Gilt Fund-Direct Plan-IDCW with other funds, PMS, and AIFs to detect hidden stock overlaps.

LIC MF Gilt Fund-Direct Plan-IDCW

LIC Mutual Fund

Expense Ratio: 0.74

Risk: Moderate

Debt Scheme - Gilt Fund

Plan: Direct

Benchmark: Nifty All Duration G-Sec Index

Inception: 15-11-1999

Exit Load: Nil

Fund Size:₹56.73 Cr

Performance

Fund0.88%

Cat. Avg.1.41%

Fund2.85%

Cat. Avg.3.61%

Fund5.45%

Cat. Avg.6.16%

Fund4.84%

Cat. Avg.5.50%

10Y

Fund5.51%

Cat. Avg.6.62%

Fund4.39%

Cat. Avg.8.60%

Fund Facts

No available Data

Taxation

Any Holding Period (STCG & LTCG):As per Income Slab Rate

*Tax rates as per Finance Act 2024. Surcharge & cess may apply.

Allocation

Visualizing Fund's Exposure

Asset Class

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Debt Ratings

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Debt Instruments

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Asset Class

Debt Ratings

Debt Instruments

Portfolio Holdings

Detailed breakdown of instruments.

	Instrument	Type	Sub-Cat	Sector	YTM	Val (Cr)	% Assets
1	7.3% Government of India	DEBT	G-Sec	SOVEREIGN	7.44%	15.03	32.71%
2	7.34% Government of India	DEBT	G-Sec	SOVEREIGN	7.57%	10.02	21.81%
3	6.9% Government of India	DEBT	G-Sec	SOVEREIGN	7.59%	9.44	20.56%
4	7.69% State Government of Maharashtra	DEBT	SDL	SOVEREIGN	7.13%	5.25	11.42%
5	6.68% Government of India	DEBT	G-Sec	SOVEREIGN	7.09%	5.03	10.96%
6	Treps	CASH	TREPS / Reverse Repo	TREPS / Reverse Repo		0.72	1.57%
7	Net Receivables / (Payables)	CASH	Others	Others		0.45	0.98%

Similar Funds

SIP Returns

Amount (₹)

Date

7th

Period	SIP Date	Inv(₹)	Val(₹)	Abs(%)	XIRR
1Y	07 Nov, 25	60000	60765	+1.3%	+2.7%
2Y	07 Nov, 24	1.20 L.	1.22 L.	+2.1%	+2.1%
3Y	07 Nov, 23	1.80 L.	1.89 L.	+5.2%	+3.4%
5Y	08 Nov, 21	3 L.	3.37 L.	+12.3%	+4.7%
10Y	07 Nov, 16	6 L.	7.96 L.	+32.6%	+5.6%
SI	07 Feb, 13	8.25 L.	12.06 L.	+46.2%	+5.4%

Lumpsum Returns

Amount (₹)

Period	Inv Date	Inv(₹)	Val(₹)	Abs(%)	CAGR
1Y	16 Oct, 25	1 L.	1.01 L.	+0.9%	+0.9%
2Y	16 Oct, 24	1 L.	1.06 L.	+5.8%	+2.9%
3Y	16 Oct, 23	1 L.	1.17 L.	+17.3%	+5.4%
5Y	18 Oct, 21	1 L.	1.27 L.	+26.8%	+4.9%
10Y	17 Oct, 16	1 L.	1.71 L.	+70.9%	+5.5%
SI	09 Jan, 13	1 L.	1.81 L.	+80.8%	+4.4%

SIP Calculator

Visualize how small monthly investments grow over time.

Monthly SIP Amount

Max: ₹10 Cr

₹

Investment Tenure

Max: 40 Years

Years

Expected Annual Return (SIP)

Max: 30%

Expected Inflation

Max: 20%

Annual Step-up

Beat inflation and compound wealth faster with an annual step-up.

Max: 500%

Initial Lumpsum

Max: ₹1000 Cr

₹

Expected Return on Lumpsum

Max: 30%

Future Value

₹23.80L

With SIP Amount ₹5,000

Total Invested

₹9.00L

Total Profit

₹14.80L

SIP Invested₹9.00L

SIP Gain₹14.80L

Lumpsum Inv.₹0

Lumpsum Gain₹0

Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%

Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.