Kotak Savings Fund -Growth
Expense Ratio: 0.82
Risk: Low to Moderate
Debt Scheme - Ultra Short Duration Fund
Plan: Regular
Benchmark: NIFTY Ultra Short Duration Debt Index A-I
Inception: 07-10-2008
Exit Load: Nil
Fund Size:₹16,950.13 Cr
Performance
1Y
Fund5.89%
Cat. Avg.5.91%
2Y
Fund6.47%
Cat. Avg.6.41%
3Y
Fund6.69%
Cat. Avg.6.63%
5Y
Fund6.13%
Cat. Avg.6.04%
10Y
Fund6.24%
Cat. Avg.5.98%
SI
Fund7.28%
Cat. Avg.11.42%
Fund Facts
No available Data
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Debt Ratings
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Debt Instruments
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Asset Class
Debt Ratings
Debt Instruments
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT() | 1162.50 | 8.20% |
| 2 | HDFC BANK LTD.() | 767.25 | 5.41% |
| 3 | AXIS BANK LTD.() | 675.10 | 4.76% |
| 4 | BANK OF BARODA() | 624.30 | 4.40% |
| 5 | MUTHOOT FINANCE LTD. | 485.93 | 3.43% |
| 6 | Tamil Nadu State Govt - 2029 - Tamil Nadu() | 447.79 | 3.16% |
| 7 | MANKIND PHARMA LTD() | 426.40 | 3.01% |
| 8 | MUTHOOT FINANCE LTD.() | 402.16 | 2.84% |
| 9 | SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA() | 335.63 | 2.37% |
| 10 | Central Government - 2028 | 327.80 | 2.31% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Nov, 25 | 60000 | 61698 | +2.8% | +5.9% |
| 2Y | 07 Nov, 24 | 1.20 L. | 1.27 L. | +6.1% | +6.1% |
| 3Y | 07 Nov, 23 | 1.80 L. | 1.98 L. | +9.8% | +6.4% |
| 5Y | 08 Nov, 21 | 3 L. | 3.52 L. | +17.4% | +6.5% |
| 10Y | 07 Nov, 16 | 6 L. | 8.18 L. | +36.3% | +6.1% |
| SI | 07 Apr, 06 | 12.35 L. | 26.65 L. | +115.8% | +6.9% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 16 Oct, 25 | 1 L. | 1.06 L. | +5.9% | +5.9% |
| 2Y | 16 Oct, 24 | 1 L. | 1.13 L. | +13.4% | +6.5% |
| 3Y | 16 Oct, 23 | 1 L. | 1.21 L. | +21.5% | +6.7% |
| 5Y | 18 Oct, 21 | 1 L. | 1.35 L. | +34.6% | +6.1% |
| 10Y | 17 Oct, 16 | 1 L. | 1.83 L. | +83.0% | +6.2% |
| SI | 03 Apr, 06 | 1 L. | 4.24 L. | +324.0% | +7.3% |
SIP Calculator
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Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Profit
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.