How to check the XIRR of JM Low Duration Fund (Direct) - Growth?

You can track the exact XIRR and portfolio overlapping of JM Low Duration Fund (Direct) - Growth alongside your PMS and AIF investments using the MutualSaathi Portfolio Analyzer.

How to check portfolio overlap for JM Low Duration Fund (Direct) - Growth?

Use the MutualSaathi Portfolio Analyzer to compare JM Low Duration Fund (Direct) - Growth with other funds, PMS, and AIFs to detect hidden stock overlaps.

JM Low Duration Fund (Direct) - Growth

JM Financial Mutual Fund

Expense Ratio: 0.35

Risk: Low to Moderate

Debt Scheme - Low Duration Fund

Plan: Direct

Benchmark: CRISIL Low Duration Debt A-I Index

Inception: 25-09-2006

Exit Load: Nil

Fund Size:₹172.28 Cr

Performance

Fund5.92%

Cat. Avg.5.97%

Fund6.91%

Cat. Avg.6.98%

Fund7.19%

Cat. Avg.7.29%

Fund6.50%

Cat. Avg.6.59%

10Y

FundN/A

Cat. Avg.6.75%

Fund6.11%

Cat. Avg.6.88%

Fund Facts

No available Data

Taxation

Any Holding Period (STCG & LTCG):As per Income Slab Rate

*Tax rates as per Finance Act 2024. Surcharge & cess may apply.

Allocation

Visualizing Fund's Exposure

Asset Class

Tap to expand

Debt Ratings

Tap to expand

Debt Instruments

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Asset Class

Debt Ratings

Debt Instruments

Portfolio Holdings

Detailed breakdown of instruments.

	Instrument	Type	Sub-Cat	Sector	YTM	Val (Cr)	% Assets
1	Canara Bank 12-JAN-2027	DEBT	CD	CRISIL A1	6.79%	16.41	7.50%
2	Punjab National Bank 04-MAR-2027	DEBT	CD	CARE A1	6.79%	16.26	7.43%
3	Kotak Mahindra Bank Limited 21-DEC-2026	DEBT	CD	CRISIL A1	6.66%	14.54	6.64%
4	9.1% Shriram Finance Limited 18-MAR-2027	DEBT	Bond/NCD	CRISIL AAA	7.64%	10.09	4.61%
5	8.4% Godrej Industries Ltd 27-AUG-2027	DEBT	Bond/NCD	CRISIL AA	7.83%	10.06	4.59%
6	7.7% REC Limited 31-AUG-2026	DEBT	Bond/NCD	ICRA AAA	6.65%	8.01	3.66%
7	9.61% 360 ONE Prime Limited 18-JAN-2027	DEBT	Bond/NCD	CARE AA	8.19%	7.48	3.42%
8	HDFC Bank Limited 05-MAR-2027	DEBT	CD	CRISIL A1	6.85%	6.69	3.06%
9	Net Receivable/Payable	CASH	Others	Others		5.79	2.64%
10	7.83% SIDBI 24-NOV-2028	DEBT	Bond/NCD	CRISIL AAA	7.21%	5.06	2.31%

Similar Funds

SIP Returns

Amount (₹)

Date

7th

Period	SIP Date	Inv(₹)	Val(₹)	Abs(%)	XIRR
1Y	07 Nov, 25	60000	61701	+2.8%	+5.9%
2Y	07 Nov, 24	1.20 L.	1.28 L.	+6.3%	+6.4%
3Y	07 Nov, 23	1.80 L.	1.99 L.	+10.4%	+6.8%
5Y	08 Nov, 21	3 L.	3.56 L.	+18.6%	+6.9%
SI	07 Jun, 18	5.05 L.	6.76 L.	+33.9%	+6.9%

Lumpsum Returns

Amount (₹)

Period	Inv Date	Inv(₹)	Val(₹)	Abs(%)	CAGR
1Y	16 Oct, 25	1 L.	1.06 L.	+5.9%	+5.9%
2Y	16 Oct, 24	1 L.	1.14 L.	+14.3%	+6.9%
3Y	16 Oct, 23	1 L.	1.23 L.	+23.2%	+7.2%
5Y	18 Oct, 21	1 L.	1.37 L.	+36.9%	+6.5%
SI	25 May, 18	1 L.	1.65 L.	+64.5%	+6.1%

SIP Calculator

Visualize how small monthly investments grow over time.

Monthly SIP Amount

Max: ₹10 Cr

₹

Investment Tenure

Max: 40 Years

Years

Expected Annual Return (SIP)

Max: 30%

Expected Inflation

Max: 20%

Annual Step-up

Beat inflation and compound wealth faster with an annual step-up.

Max: 500%

Initial Lumpsum

Max: ₹1000 Cr

₹

Expected Return on Lumpsum

Max: 30%

Future Value

₹23.80L

With SIP Amount ₹5,000

Total Invested

₹9.00L

Total Profit

₹14.80L

SIP Invested₹9.00L

SIP Gain₹14.80L

Lumpsum Inv.₹0

Lumpsum Gain₹0

Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%

Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.