How to check the XIRR of JM Liquid Fund (Direct) - Growth Option?

You can track the exact XIRR and portfolio overlapping of JM Liquid Fund (Direct) - Growth Option alongside your PMS and AIF investments using the MutualSaathi Portfolio Analyzer.

How to check portfolio overlap for JM Liquid Fund (Direct) - Growth Option?

Use the MutualSaathi Portfolio Analyzer to compare JM Liquid Fund (Direct) - Growth Option with other funds, PMS, and AIFs to detect hidden stock overlaps.

JM Liquid Fund (Direct) - Growth Option

JM Financial Mutual Fund

Expense Ratio: 0.16

Risk: Low to Moderate

Debt Scheme - Liquid Fund

Plan: Direct

Benchmark: CRISIL Liquid Debt A-I Index

Inception: 23-12-1997

Exit Load: Nil

Fund Size:₹2,566.84 Cr

Performance

Fund6.39%

Cat. Avg.3.87%

Fund6.56%

Cat. Avg.4.39%

Fund6.84%

Cat. Avg.5.04%

Fund6.35%

Cat. Avg.3.21%

10Y

Fund6.08%

Cat. Avg.3.96%

Fund6.83%

Cat. Avg.10.97%

Fund Facts

No available Data

Taxation

Any Holding Period (STCG & LTCG):As per Income Slab Rate

*Tax rates as per Finance Act 2024. Surcharge & cess may apply.

Allocation

Visualizing Fund's Exposure

Asset Class

Tap to expand

Debt Ratings

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Debt Instruments

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Asset Class

Debt Ratings

Debt Instruments

Portfolio Holdings

Detailed breakdown of instruments.

	Instrument	Type	Sub-Cat	Sector	YTM	Val (Cr)	% Assets
1	CCIL	CASH	CCIL	CCIL	5.44%	289.06	16.43%
2	91 Days Treasury Bill 17-Sep-2026	DEBT	T-Bills	SOVEREIGN	5.19%	197.81	11.24%
3	ICICI Bank Limited 31-AUG-2026	DEBT	CD	CARE A1	6.35%	98.95	5.62%
4	6.35% HDB Financial Services Limited 11-SEP-2026	DEBT	Bond/NCD	CRISIL AAA	6.99%	74.86	4.26%
5	Axis Bank Limited 10-SEP-2026	DEBT	CD	CRISIL A1	6.32%	74.09	4.21%
6	ICICI Bank Limited 15-SEP-2026	DEBT	CD	CARE A1	6.23%	74.04	4.21%
7	91 Days Treasury Bill 03-Sep-2026	DEBT	T-Bills	SOVEREIGN	5.19%	49.55	2.82%
8	HDFC Bank Limited 24-AUG-2026	DEBT	CD	CARE A1	6.27%	49.54	2.82%
9	AU Small Finance Bank ltd 28-AUG-2026	DEBT	CD	CARE A1	6.64%	49.48	2.81%
10	Reliance Retail Ventures Ltd 02-SEP-2026	DEBT	CP	CRISIL A1	6.39%	49.45	2.81%

Similar Funds

SIP Returns

Amount (₹)

Date

7th

Period	SIP Date	Inv(₹)	Val(₹)	Abs(%)	XIRR
1Y	07 Nov, 25	60000	61871	+3.1%	+6.5%
2Y	07 Nov, 24	1.20 L.	1.28 L.	+6.4%	+6.4%
3Y	07 Nov, 23	1.80 L.	1.98 L.	+10.1%	+6.6%
5Y	07 Nov, 21	3 L.	3.54 L.	+18.0%	+6.7%
10Y	07 Nov, 16	6 L.	8.16 L.	+36.1%	+6.1%
SI	07 Jan, 13	8.30 L.	13.04 L.	+57.1%	+6.3%

Lumpsum Returns

Amount (₹)

Period	Inv Date	Inv(₹)	Val(₹)	Abs(%)	CAGR
1Y	18 Oct, 25	1 L.	1.06 L.	+6.4%	+6.4%
2Y	18 Oct, 24	1 L.	1.14 L.	+13.6%	+6.6%
3Y	18 Oct, 23	1 L.	1.22 L.	+21.9%	+6.8%
5Y	18 Oct, 21	1 L.	1.36 L.	+36.0%	+6.3%
10Y	18 Oct, 16	1 L.	1.80 L.	+80.5%	+6.1%
SI	01 Jan, 13	1 L.	2.49 L.	+148.8%	+6.8%

SIP Calculator

Visualize how small monthly investments grow over time.

Monthly SIP Amount

Max: ₹10 Cr

₹

Investment Tenure

Max: 40 Years

Years

Expected Annual Return (SIP)

Max: 30%

Expected Inflation

Max: 20%

Annual Step-up

Beat inflation and compound wealth faster with an annual step-up.

Max: 500%

Initial Lumpsum

Max: ₹1000 Cr

₹

Expected Return on Lumpsum

Max: 30%

Future Value

₹23.80L

With SIP Amount ₹5,000

Total Invested

₹9.00L

Total Profit

₹14.80L

SIP Invested₹9.00L

SIP Gain₹14.80L

Lumpsum Inv.₹0

Lumpsum Gain₹0

Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%

Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.