ICICI Prudential Retirement Fund - Pure Debt - Growth Option
Expense Ratio: 2.17
Risk: Moderate
Solution Oriented Scheme - Retirement Fund
Plan: Regular
Benchmark: Nifty Composite Debt Index
Inception: 07-02-2019
Exit Load: Nil
Fund Size:₹92.41 Cr
Performance
1Y
Fund2.13%
Cat. Avg.-1.92%
2Y
Fund4.27%
Cat. Avg.0.14%
3Y
Fund5.37%
Cat. Avg.7.99%
5Y
Fund4.78%
Cat. Avg.6.94%
10Y
FundN/A
Cat. Avg.8.87%
SI
Fund5.97%
Cat. Avg.9.32%
Fund Facts
No available Data
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Debt Ratings
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Debt Instruments
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Asset Class
Debt Ratings
Debt Instruments
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | Government Securities | 32.43 | 39.35% |
| 2 | TREPS | 7.89 | 9.57% |
| 3 | Nirma Ltd. | 6.02 | 7.31% |
| 4 | LIC Housing Finance Ltd. | 5.13 | 6.23% |
| 5 | Muthoot Finance Ltd. | 5.02 | 6.10% |
| 6 | Yes Bank Ltd. | 4.99 | 6.06% |
| 7 | Rural Electrification Corporation Ltd. | 4.13 | 5.01% |
| 8 | Power Finance Corporation Ltd. | 3.86 | 4.68% |
| 9 | Cholamandalam Investment And Finance Company Ltd. | 3.06 | 3.71% |
| 10 | Vedanta Ltd. | 3.03 | 3.68% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Nov, 25 | 60000 | 60484 | +0.8% | +1.7% |
| 2Y | 07 Nov, 24 | 1.20 L. | 1.23 L. | +2.9% | +3.0% |
| 3Y | 07 Nov, 23 | 1.80 L. | 1.91 L. | +6.2% | +4.1% |
| 5Y | 08 Nov, 21 | 3 L. | 3.39 L. | +12.9% | +4.9% |
| SI | 07 Mar, 19 | 4.60 L. | 5.59 L. | +21.5% | +5.1% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 16 Oct, 25 | 1 L. | 1.02 L. | +2.1% | +2.1% |
| 2Y | 16 Oct, 24 | 1 L. | 1.09 L. | +8.7% | +4.3% |
| 3Y | 16 Oct, 23 | 1 L. | 1.17 L. | +17.0% | +5.4% |
| 5Y | 18 Oct, 21 | 1 L. | 1.26 L. | +26.4% | +4.8% |
| SI | 28 Feb, 19 | 1 L. | 1.56 L. | +55.7% | +6.0% |
SIP Calculator
Visualize how small monthly investments grow over time.
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Years
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%
Beat inflation and compound wealth faster with an annual step-up.
%
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Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Profit
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.