ICICI Prudential Retirement Fund - Hybrid Conservative - Direct Plan - Growth Option

Q: How to check the XIRR of ICICI Prudential Retirement Fund - Hybrid Conservative - Direct Plan - Growth Option?

You can track the exact XIRR and portfolio overlapping of ICICI Prudential Retirement Fund - Hybrid Conservative - Direct Plan - Growth Option alongside your PMS and AIF investments using the MutualSaathi Portfolio Analyzer.

Q: How to check portfolio overlap for ICICI Prudential Retirement Fund - Hybrid Conservative - Direct Plan - Growth Option?

Use the MutualSaathi Portfolio Analyzer to compare ICICI Prudential Retirement Fund - Hybrid Conservative - Direct Plan - Growth Option with other funds, PMS, and AIFs to detect hidden stock overlaps.

ICICI Prudential Mutual Fund

Expense Ratio: 0.94

Risk: Moderately High

Solution Oriented Scheme - Retirement Fund

Plan: Direct

Benchmark: Nifty 50 Hybrid Composite Debt 15:85 Conservative Index

Inception: 07-02-2019

Exit Load: Nil

Fund Size:₹89.40 Cr

Performance

Fund2.82%

Cat. Avg.-0.80%

Fund5.41%

Cat. Avg.1.30%

Fund9.22%

Cat. Avg.9.20%

Fund8.34%

Cat. Avg.8.19%

10Y

FundN/A

Cat. Avg.10.18%

Fund9.40%

Cat. Avg.10.72%

Fund Facts

No available Data

Taxation

Any Holding Period (STCG & LTCG):As per Income Slab Rate

*Tax rates as per Finance Act 2024. Surcharge & cess may apply.

Allocation

Visualizing Fund's Exposure

Asset Class

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Debt Ratings

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Debt Instruments

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Asset Class

Debt Ratings

Debt Instruments

Portfolio Holdings

Detailed breakdown of instruments.

	Instrument	Type	Sub-Cat	Cap	Sector	YTM	Val (Cr)	% Assets
1	Government Securities	DEBT	G-Sec		Sovereign	6.87%	34.18	35.91%
2	TREPS	CASH	TREPS / Reverse Repo		TREPS / Reverse Repo		16.98	17.84%
3	NABARD	DEBT	Bond/NCD		CRISIL AAA	7.16%	5.03	5.28%
4	Rural Electrification Corporation Ltd.	DEBT	Bond/NCD		CRISIL AAA	7.06%	4.13	4.34%
5	Nirma Ltd.	DEBT	Bond/NCD		CRISIL AA	7.65%	3.51	3.69%
6	India Universal Trust AL1	DEBT	Bond/NCD		FITCH AAA(SO)	8.28%	2.43	2.55%
7	Power Finance Corporation Ltd.	DEBT	Bond/NCD		CRISIL AAA	7.30%	2.04	2.14%
8	Vedanta Ltd.	DEBT	Bond/NCD		CRISIL AA	8.50%	2.02	2.12%
9	Yes Bank Ltd.	DEBT	Bond/NCD		CRISIL AA-	8.00%	2.00	2.10%
10	Kotak Mahindra Bank Ltd.	Equity	Listed	Large Cap	Banks		1.52	1.59%

Similar Funds

SIP Returns

Amount (₹)

Date

7th

Period	SIP Date	Inv(₹)	Val(₹)	Abs(%)	XIRR
1Y	07 Nov, 25	60000	60322	+0.5%	+1.1%
2Y	07 Nov, 24	1.20 L.	1.26 L.	+4.6%	+4.7%
3Y	07 Nov, 23	1.80 L.	1.97 L.	+9.4%	+6.2%
5Y	08 Nov, 21	3 L.	3.70 L.	+23.3%	+8.5%
SI	07 Mar, 19	4.60 L.	6.49 L.	+41.1%	+8.9%

Lumpsum Returns

Amount (₹)

Period	Inv Date	Inv(₹)	Val(₹)	Abs(%)	CAGR
1Y	16 Oct, 25	1 L.	1.03 L.	+2.8%	+2.8%
2Y	16 Oct, 24	1 L.	1.11 L.	+11.1%	+5.4%
3Y	16 Oct, 23	1 L.	1.30 L.	+30.3%	+9.2%
5Y	18 Oct, 21	1 L.	1.49 L.	+49.0%	+8.3%
SI	28 Feb, 19	1 L.	1.99 L.	+98.6%	+9.4%

SIP Calculator

Visualize how small monthly investments grow over time.

Monthly SIP Amount

Max: ₹10 Cr

₹

Investment Tenure

Max: 40 Years

Years

Expected Annual Return (SIP)

Max: 30%

Expected Inflation

Max: 20%

Annual Step-up

Beat inflation and compound wealth faster with an annual step-up.

Max: 500%

Initial Lumpsum

Max: ₹1000 Cr

₹

Expected Return on Lumpsum

Max: 30%

Future Value

₹23.80L

With SIP Amount ₹5,000

Total Invested

₹9.00L

Total Profit

₹14.80L

SIP Invested₹9.00L

SIP Gain₹14.80L

Lumpsum Inv.₹0

Lumpsum Gain₹0

Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%

Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.