How to check the XIRR of HSBC Credit Risk Fund - Direct Annual IDCW?

You can track the exact XIRR and portfolio overlapping of HSBC Credit Risk Fund - Direct Annual IDCW alongside your PMS and AIF investments using the MutualSaathi Portfolio Analyzer.

How to check portfolio overlap for HSBC Credit Risk Fund - Direct Annual IDCW?

Use the MutualSaathi Portfolio Analyzer to compare HSBC Credit Risk Fund - Direct Annual IDCW with other funds, PMS, and AIFs to detect hidden stock overlaps.

HSBC Credit Risk Fund - Direct Annual IDCW

HSBC Mutual Fund

Expense Ratio: 0.96

Risk: Moderately High

Debt Scheme - Credit Risk Fund

Plan: Direct

Benchmark: NIFTY Credit Risk Bond Index B-II

Inception: 29-09-2009

Exit Load: Nil

Fund Size:₹511.26 Cr

Performance

Fund-2.51%

Cat. Avg.7.27%

Fund3.98%

Cat. Avg.9.52%

Fund2.47%

Cat. Avg.9.72%

FundN/A

Cat. Avg.8.20%

10Y

FundN/A

Cat. Avg.7.27%

Fund2.06%

Cat. Avg.8.23%

Fund Facts

No available Data

Taxation

Any Holding Period (STCG & LTCG):As per Income Slab Rate

*Tax rates as per Finance Act 2024. Surcharge & cess may apply.

Allocation

Visualizing Fund's Exposure

Asset Class

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Debt Ratings

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Debt Instruments

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Asset Class

Debt Ratings

Debt Instruments

Portfolio Holdings

Detailed breakdown of instruments.

	Instrument	Type	Sub-Cat	Sector	YTM	Val (Cr)	% Assets
1	Treps	CASH	TREPS / Reverse Repo	TREPS / Reverse Repo	5.17%	51.75	10.89%
2	Aadhar Housing Finance Limited	DEBT	Bond/NCD	ICRA AA	7.54%	32.13	6.76%
3	Vedanta Limited	DEBT	Bond/NCD	ICRA AA	8.90%	31.74	6.68%
4	6.01% GOI 21Jul2030	DEBT	G-Sec	SOVEREIGN	6.70%	29.86	6.29%
5	Aditya Birla Renewables Limited	DEBT	Bond/NCD	CRISIL AA	8.34%	26.35	5.55%
6	Power Grid Corporation of India Limited	DEBT	Bond/NCD	CRISIL AAA	7.28%	26.27	5.53%
7	JTPM Metal Traders	DEBT	Bond/NCD	CRISIL AA	8.63%	26.15	5.50%
8	Nuvoco Vistas Corporation Limited	DEBT	Bond/NCD	CRISIL AA	8.23%	25.89	5.45%
9	Nirma Limited	DEBT	Bond/NCD	CRISIL AA	8.22%	25.43	5.35%
10	REC Limited	DEBT	Bond/NCD	CRISIL AAA	7.30%	25.39	5.34%

Similar Funds

SIP Returns

Amount (₹)

Date

7th

Period	SIP Date	Inv(₹)	Val(₹)	Abs(%)	XIRR
1Y	07 Nov, 25	60000	59581	-0.7%	-1.4%
2Y	07 Nov, 24	1.20 L.	1.21 L.	+1.2%	+1.3%
3Y	07 Nov, 23	1.80 L.	1.87 L.	+3.7%	+2.5%
SI	07 Dec, 22	2.35 L.	2.47 L.	+4.9%	+2.5%

Lumpsum Returns

Amount (₹)

Period	Inv Date	Inv(₹)	Val(₹)	Abs(%)	CAGR
1Y	16 Oct, 25	1 L.	97494	-2.5%	-2.5%
2Y	16 Oct, 24	1 L.	1.08 L.	+8.1%	+4.0%
3Y	16 Oct, 23	1 L.	1.08 L.	+7.6%	+2.5%
SI	28 Nov, 22	1 L.	1.08 L.	+8.3%	+2.1%

SIP Calculator

Visualize how small monthly investments grow over time.

Monthly SIP Amount

Max: ₹10 Cr

₹

Investment Tenure

Max: 40 Years

Years

Expected Annual Return (SIP)

Max: 30%

Expected Inflation

Max: 20%

Annual Step-up

Beat inflation and compound wealth faster with an annual step-up.

Max: 500%

Initial Lumpsum

Max: ₹1000 Cr

₹

Expected Return on Lumpsum

Max: 30%

Future Value

₹23.80L

With SIP Amount ₹5,000

Total Invested

₹9.00L

Total Profit

₹14.80L

SIP Invested₹9.00L

SIP Gain₹14.80L

Lumpsum Inv.₹0

Lumpsum Gain₹0

Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%

Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.