HDFC Retirement Savings Fund - Hybrid-Equity Plan - Growth Option - Direct Plan
Expense Ratio: 0.94
Risk: Very High
Solution Oriented Scheme - Retirement Fund
Plan: Direct
Benchmark: NIFTY 50 Hybrid Composite Debt 65:35 Index
Inception: 05-02-2016
Exit Load: Nil
Fund Size:₹1,744.66 Cr
Performance
1Y
Fund-6.70%
Cat. Avg.-0.80%
2Y
Fund-2.39%
Cat. Avg.1.30%
3Y
Fund7.00%
Cat. Avg.9.20%
5Y
Fund8.22%
Cat. Avg.8.19%
10Y
Fund12.18%
Cat. Avg.10.18%
SI
Fund14.33%
Cat. Avg.10.72%
Fund Facts
No available Data
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Top Sectors
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Asset Class
Market Cap
Top Sectors
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | TREPS - Tri-party Repo | 134.40 | 8.33% |
| 2 | ICICI Bank Ltd. | 96.26 | 5.97% |
| 3 | HDFC Bank Ltd.£ | 95.75 | 5.93% |
| 4 | Bajaj Finance Ltd. | 70.37 | 4.36% |
| 5 | Reliance Industries Ltd. | 58.23 | 3.61% |
| 6 | Axis Bank Ltd. | 53.83 | 3.34% |
| 7 | State Bank of India | 51.34 | 3.18% |
| 8 | Kotak Mahindra Bank Limited | 50.99 | 3.16% |
| 9 | Maruti Suzuki India Limited | 42.34 | 2.62% |
| 10 | Bharti Airtel Ltd. | 37.04 | 2.30% |
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SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Nov, 25 | 60000 | 58009 | -3.3% | -6.8% |
| 2Y | 07 Nov, 24 | 1.20 L. | 1.17 L. | -2.8% | -2.9% |
| 3Y | 07 Nov, 23 | 1.80 L. | 1.81 L. | +0.3% | +0.2% |
| 5Y | 08 Nov, 21 | 3 L. | 3.54 L. | +18.1% | +6.7% |
| 10Y | 07 Nov, 16 | 6 L. | 10.77 L. | +79.6% | +11.4% |
| SI | 08 Mar, 16 | 6.40 L. | 12.19 L. | +90.4% | +11.7% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 16 Oct, 25 | 1 L. | 93296 | -6.7% | -6.7% |
| 2Y | 16 Oct, 24 | 1 L. | 95276 | -4.7% | -2.4% |
| 3Y | 16 Oct, 23 | 1 L. | 1.23 L. | +22.5% | +7.0% |
| 5Y | 18 Oct, 21 | 1 L. | 1.48 L. | +47.7% | +8.1% |
| 10Y | 17 Oct, 16 | 1 L. | 3.16 L. | +216.3% | +12.2% |
| SI | 26 Feb, 16 | 1 L. | 4.16 L. | +315.9% | +14.3% |
SIP Calculator
Visualize how small monthly investments grow over time.
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Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Profit
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.