HDFC Retirement Savings Fund - Equity Plan - Growth Option - Direct Plan
Expense Ratio: 0.71
Risk: Very High
Solution Oriented Scheme - Retirement Fund
Plan: Direct
Benchmark: Nifty 500 TRI
Inception: 05-02-2016
Exit Load: Nil
Fund Size:₹7,073.50 Cr
Performance
1Y
Fund-6.85%
Cat. Avg.-0.80%
2Y
Fund-3.17%
Cat. Avg.1.30%
3Y
Fund8.89%
Cat. Avg.9.20%
5Y
Fund10.70%
Cat. Avg.8.19%
10Y
Fund14.86%
Cat. Avg.10.18%
SI
Fund17.23%
Cat. Avg.10.72%
Fund Facts
No available Data
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Market Cap
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Top Sectors
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Asset Class
Market Cap
Top Sectors
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | HDFC Bank Ltd.£ | 510.69 | 7.47% |
| 2 | ICICI Bank Ltd. | 508.82 | 7.45% |
| 3 | Reliance Industries Ltd. | 323.48 | 4.73% |
| 4 | Axis Bank Ltd. | 322.97 | 4.73% |
| 5 | TREPS - Tri-party Repo | 312.84 | 4.58% |
| 6 | Kotak Mahindra Bank Limited | 274.57 | 4.02% |
| 7 | Maruti Suzuki India Limited | 223.56 | 3.27% |
| 8 | State Bank of India | 205.38 | 3.01% |
| 9 | Bharti Airtel Ltd. | 185.20 | 2.71% |
| 10 | Larsen and Toubro Ltd. | 165.74 | 2.43% |
Similar Funds
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Nov, 25 | 60000 | 58221 | -3.0% | -6.1% |
| 2Y | 07 Nov, 24 | 1.20 L. | 1.17 L. | -2.5% | -2.6% |
| 3Y | 07 Nov, 23 | 1.80 L. | 1.82 L. | +1.0% | +0.7% |
| 5Y | 08 Nov, 21 | 3 L. | 3.73 L. | +24.4% | +8.9% |
| 10Y | 07 Nov, 16 | 6 L. | 12.94 L. | +115.6% | +14.8% |
| SI | 08 Mar, 16 | 6.40 L. | 14.74 L. | +130.4% | +15.0% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 16 Oct, 25 | 1 L. | 93148 | -6.9% | -6.9% |
| 2Y | 16 Oct, 24 | 1 L. | 93759 | -6.2% | -3.2% |
| 3Y | 16 Oct, 23 | 1 L. | 1.29 L. | +29.1% | +8.9% |
| 5Y | 18 Oct, 21 | 1 L. | 1.65 L. | +65.0% | +10.5% |
| 10Y | 17 Oct, 16 | 1 L. | 4.01 L. | +300.8% | +14.9% |
| SI | 26 Feb, 16 | 1 L. | 5.43 L. | +443.2% | +17.2% |
SIP Calculator
Visualize how small monthly investments grow over time.
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Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Profit
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.