HDFC Banking and Psu Debt Fund - IDCW Option
Expense Ratio: 0.78
Risk: Moderate
Debt Scheme - Banking and PSU Fund
Plan: Regular
Benchmark: NIFTY Banking & PSU Debt Index A-II
Inception: 20-03-2014
Exit Load: Nil
Fund Size:₹5,714.12 Cr
Performance
1Y
Fund-1.84%
Cat. Avg.3.87%
2Y
Fund-0.37%
Cat. Avg.5.80%
3Y
Fund-0.25%
Cat. Avg.6.61%
5Y
Fund-0.14%
Cat. Avg.5.84%
10Y
Fund-0.10%
Cat. Avg.6.57%
SI
Fund0.05%
Cat. Avg.7.61%
Fund Facts
No available Data
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Debt Ratings
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Debt Instruments
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Asset Class
Debt Ratings
Debt Instruments
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | National Bank for Agri & Rural Dev. | 563.92 | 10.73% |
| 2 | Indian Railways Finance Corp. Ltd. | 488.59 | 9.30% |
| 3 | REC Limited. | 473.65 | 9.01% |
| 4 | Small Industries Development Bank | 420.94 | 8.01% |
| 5 | HDFC Bank Ltd.£ | 350.92 | 6.68% |
| 6 | Bajaj Housing Finance Ltd. | 302.50 | 5.76% |
| 7 | Power Finance Corporation Ltd. | 278.11 | 5.29% |
| 8 | Housing and Urban Development Corporation Ltd. | 203.44 | 3.87% |
| 9 | National Housing Bank | 201.89 | 3.84% |
| 10 | TREPS - Tri-party Repo | 162.83 | 3.10% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Nov, 25 | 60000 | 59517 | -0.8% | -1.7% |
| 2Y | 07 Nov, 24 | 1.20 L. | 1.19 L. | -1.1% | -1.1% |
| 3Y | 07 Nov, 23 | 1.80 L. | 1.78 L. | -1.0% | -0.7% |
| 5Y | 08 Nov, 21 | 3 L. | 2.97 L. | -0.9% | -0.3% |
| 10Y | 07 Nov, 16 | 6 L. | 5.92 L. | -1.3% | -0.3% |
| SI | 07 Apr, 14 | 7.55 L. | 7.46 L. | -1.1% | -0.2% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 16 Oct, 25 | 1 L. | 98157 | -1.8% | -1.8% |
| 2Y | 16 Oct, 24 | 1 L. | 99253 | -0.7% | -0.4% |
| 3Y | 16 Oct, 23 | 1 L. | 99248 | -0.8% | -0.3% |
| 5Y | 18 Oct, 21 | 1 L. | 99314 | -0.7% | -0.1% |
| 10Y | 17 Oct, 16 | 1 L. | 98974 | -1.0% | -0.1% |
| SI | 26 Mar, 14 | 1 L. | 1.01 L. | +0.6% | +0.0% |
SIP Calculator
Visualize how small monthly investments grow over time.
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Years
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%
Beat inflation and compound wealth faster with an annual step-up.
%
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Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Profit
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.