How to check the XIRR of Franklin India Retirement Fund - Growth?

You can track the exact XIRR and portfolio overlapping of Franklin India Retirement Fund - Growth alongside your PMS and AIF investments using the MutualSaathi Portfolio Analyzer.

How to check portfolio overlap for Franklin India Retirement Fund - Growth?

Use the MutualSaathi Portfolio Analyzer to compare Franklin India Retirement Fund - Growth with other funds, PMS, and AIFs to detect hidden stock overlaps.

Franklin India Retirement Fund - Growth

Franklin Templeton Mutual Fund

Expense Ratio: 2.26

Risk: Moderately High

Solution Oriented Scheme - Retirement Fund

Plan: Regular

Benchmark: CRISIL Short Term Debt Hybrid 60+40 Index

Inception: 31-03-1997

Exit Load: Nil

Fund Size:₹517.74 Cr

Performance

Fund-3.09%

Cat. Avg.-1.92%

Fund0.41%

Cat. Avg.0.14%

Fund6.25%

Cat. Avg.7.99%

Fund5.72%

Cat. Avg.6.94%

10Y

Fund6.80%

Cat. Avg.8.87%

Fund8.59%

Cat. Avg.9.32%

Fund Facts

No available Data

Taxation

Any Holding Period (STCG & LTCG):As per Income Slab Rate

*Tax rates as per Finance Act 2024. Surcharge & cess may apply.

Allocation

Visualizing Fund's Exposure

Asset Class

Tap to expand

Debt Ratings

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Debt Instruments

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Asset Class

Debt Ratings

Debt Instruments

Portfolio Holdings

Detailed breakdown of instruments.

	Instrument	Type	Sub-Cat	Sector	YTM	Val (Cr)	% Assets
1	7.48% National Bank For Agriculture & Rural Development (15-Sep-2028)	DEBT	Bond/NCD	IND AAA	7.21%	47.88	9.66%
2	Call, Cash & Other Assets	CASH	Others	Others		41.88	8.45%
3	6.94% GOI 2036 (11-May-2036)	DEBT	G-Sec	SOVEREIGN	6.85%	35.23	7.11%
4	0.00% Jubilant Bevco Ltd (31-May-2028)	DEBT	Bond/NCD	CRISIL AA	8.53%	29.63	5.98%
5	7.68% Small Industries Development Bank Of India (10-Aug-2027)	DEBT	Bond/NCD	CRISIL AAA	7.30%	25.61	5.17%
6	7.90% Bajaj Housing Finance Ltd (28-Apr-2028)	DEBT	Bond/NCD	CRISIL AAA	7.49%	25.51	5.14%
7	7.70% Poonawalla Fincorp Ltd (21-Apr-2028)	DEBT	Bond/NCD	CRISIL AAA	7.94%	25.27	5.10%
8	7.03% National Bank for Financing Infrastructure and Development (08-Apr-2030)	DEBT	Bond/NCD	CRISIL AAA	7.25%	25.21	5.09%
9	7.90% LIC Housing Finance LTD (23-Jun-2027)	DEBT	Bond/NCD	CARE AAA	7.37%	25.16	5.07%
10	0.00% Jubilant Beverages Ltd (31-May-2028)	DEBT	Bond/NCD	CRISIL AA	8.44%	19.76	3.99%

Similar Funds

SIP Returns

Amount (₹)

Date

7th

Period	SIP Date	Inv(₹)	Val(₹)	Abs(%)	XIRR
1Y	07 Nov, 25	60000	59062	-1.6%	-3.2%
2Y	07 Nov, 24	1.20 L.	1.19 L.	-0.6%	-0.6%
3Y	07 Nov, 23	1.80 L.	1.85 L.	+2.6%	+1.7%
5Y	08 Nov, 21	3 L.	3.42 L.	+14.0%	+5.3%
10Y	07 Nov, 16	6 L.	8.47 L.	+41.2%	+6.8%
SI	07 Apr, 06	12.35 L.	31.53 L.	+155.3%	+8.4%

Lumpsum Returns

Amount (₹)

Period	Inv Date	Inv(₹)	Val(₹)	Abs(%)	CAGR
1Y	16 Oct, 25	1 L.	96908	-3.1%	-3.1%
2Y	16 Oct, 24	1 L.	1.01 L.	+0.8%	+0.4%
3Y	16 Oct, 23	1 L.	1.20 L.	+19.9%	+6.2%
5Y	18 Oct, 21	1 L.	1.32 L.	+31.8%	+5.7%
10Y	17 Oct, 16	1 L.	1.94 L.	+93.7%	+6.8%
SI	03 Apr, 06	1 L.	5.43 L.	+443.5%	+8.6%

SIP Calculator

Visualize how small monthly investments grow over time.

Monthly SIP Amount

Max: ₹10 Cr

₹

Investment Tenure

Max: 40 Years

Years

Expected Annual Return (SIP)

Max: 30%

Expected Inflation

Max: 20%

Annual Step-up

Beat inflation and compound wealth faster with an annual step-up.

Max: 500%

Initial Lumpsum

Max: ₹1000 Cr

₹

Expected Return on Lumpsum

Max: 30%

Future Value

₹23.80L

With SIP Amount ₹5,000

Total Invested

₹9.00L

Total Profit

₹14.80L

SIP Invested₹9.00L

SIP Gain₹14.80L

Lumpsum Inv.₹0

Lumpsum Gain₹0

Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%

Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.