Franklin India Retirement Fund - Direct - IDCW
Expense Ratio: 1.49
Risk: Moderately High
Solution Oriented Scheme - Retirement Fund
Plan: Direct
Benchmark: CRISIL Short Term Debt Hybrid 60+40 Index
Inception: 31-03-1997
Exit Load: Nil
Fund Size:₹517.74 Cr
Performance
1Y
Fund-10.38%
Cat. Avg.-0.80%
2Y
Fund-7.32%
Cat. Avg.1.30%
3Y
Fund-1.81%
Cat. Avg.9.20%
5Y
Fund-2.23%
Cat. Avg.8.19%
10Y
Fund-0.79%
Cat. Avg.10.18%
SI
Fund1.83%
Cat. Avg.10.72%
Fund Facts
No available Data
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Debt Ratings
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Debt Instruments
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Asset Class
Debt Ratings
Debt Instruments
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | 7.48% National Bank For Agriculture & Rural Development (15-Sep-2028) | 47.88 | 9.66% |
| 2 | Call, Cash & Other Assets | 41.88 | 8.45% |
| 3 | 6.94% GOI 2036 (11-May-2036) | 35.23 | 7.11% |
| 4 | 0.00% Jubilant Bevco Ltd (31-May-2028) | 29.63 | 5.98% |
| 5 | 7.68% Small Industries Development Bank Of India (10-Aug-2027) | 25.61 | 5.17% |
| 6 | 7.90% Bajaj Housing Finance Ltd (28-Apr-2028) | 25.51 | 5.14% |
| 7 | 7.70% Poonawalla Fincorp Ltd (21-Apr-2028) | 25.27 | 5.10% |
| 8 | 7.03% National Bank for Financing Infrastructure and Development (08-Apr-2030) | 25.21 | 5.09% |
| 9 | 7.90% LIC Housing Finance LTD (23-Jun-2027) | 25.16 | 5.07% |
| 10 | 0.00% Jubilant Beverages Ltd (31-May-2028) | 19.76 | 3.99% |
Similar Funds
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Nov, 25 | 60000 | 58461 | -2.6% | -5.3% |
| 2Y | 07 Nov, 24 | 1.20 L. | 1.14 L. | -5.4% | -5.6% |
| 3Y | 07 Nov, 23 | 1.80 L. | 1.69 L. | -6.3% | -4.4% |
| 5Y | 08 Nov, 21 | 3 L. | 2.86 L. | -4.5% | -1.9% |
| 10Y | 07 Nov, 16 | 6 L. | 5.80 L. | -3.3% | -0.7% |
| SI | 07 Jan, 13 | 8.30 L. | 8.37 L. | +0.9% | +0.1% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 16 Oct, 25 | 1 L. | 89620 | -10.4% | -10.4% |
| 2Y | 16 Oct, 24 | 1 L. | 85889 | -14.1% | -7.3% |
| 3Y | 16 Oct, 23 | 1 L. | 94672 | -5.3% | -1.8% |
| 5Y | 18 Oct, 21 | 1 L. | 89183 | -10.8% | -2.3% |
| 10Y | 17 Oct, 16 | 1 L. | 92641 | -7.4% | -0.8% |
| SI | 01 Jan, 13 | 1 L. | 1.28 L. | +28.4% | +1.8% |
SIP Calculator
Visualize how small monthly investments grow over time.
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Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Profit
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.