How to check the XIRR of Franklin India Retirement Fund - Direct - Growth?

You can track the exact XIRR and portfolio overlapping of Franklin India Retirement Fund - Direct - Growth alongside your PMS and AIF investments using the MutualSaathi Portfolio Analyzer.

How to check portfolio overlap for Franklin India Retirement Fund - Direct - Growth?

Use the MutualSaathi Portfolio Analyzer to compare Franklin India Retirement Fund - Direct - Growth with other funds, PMS, and AIFs to detect hidden stock overlaps.

Franklin India Retirement Fund - Direct - Growth

Franklin Templeton Mutual Fund

Expense Ratio: 1.49

Risk: Moderately High

Solution Oriented Scheme - Retirement Fund

Plan: Direct

Benchmark: CRISIL Short Term Debt Hybrid 60+40 Index

Inception: 31-03-1997

Exit Load: Nil

Fund Size:₹517.74 Cr

Performance

Fund-2.37%

Cat. Avg.-0.80%

Fund1.18%

Cat. Avg.1.30%

Fund7.06%

Cat. Avg.9.20%

Fund6.53%

Cat. Avg.8.19%

10Y

Fund7.61%

Cat. Avg.10.18%

Fund9.44%

Cat. Avg.10.72%

Fund Facts

No available Data

Taxation

Any Holding Period (STCG & LTCG):As per Income Slab Rate

*Tax rates as per Finance Act 2024. Surcharge & cess may apply.

Allocation

Visualizing Fund's Exposure

Asset Class

Tap to expand

Debt Ratings

Tap to expand

Debt Instruments

Tap to expand

Asset Class

Debt Ratings

Debt Instruments

Portfolio Holdings

Detailed breakdown of instruments.

	Instrument	Type	Sub-Cat	Sector	YTM	Val (Cr)	% Assets
1	7.48% National Bank For Agriculture & Rural Development (15-Sep-2028)	DEBT	Bond/NCD	IND AAA	7.21%	47.88	9.66%
2	Call, Cash & Other Assets	CASH	Others	Others		41.88	8.45%
3	6.94% GOI 2036 (11-May-2036)	DEBT	G-Sec	SOVEREIGN	6.85%	35.23	7.11%
4	0.00% Jubilant Bevco Ltd (31-May-2028)	DEBT	Bond/NCD	CRISIL AA	8.53%	29.63	5.98%
5	7.68% Small Industries Development Bank Of India (10-Aug-2027)	DEBT	Bond/NCD	CRISIL AAA	7.30%	25.61	5.17%
6	7.90% Bajaj Housing Finance Ltd (28-Apr-2028)	DEBT	Bond/NCD	CRISIL AAA	7.49%	25.51	5.14%
7	7.70% Poonawalla Fincorp Ltd (21-Apr-2028)	DEBT	Bond/NCD	CRISIL AAA	7.94%	25.27	5.10%
8	7.03% National Bank for Financing Infrastructure and Development (08-Apr-2030)	DEBT	Bond/NCD	CRISIL AAA	7.25%	25.21	5.09%
9	7.90% LIC Housing Finance LTD (23-Jun-2027)	DEBT	Bond/NCD	CARE AAA	7.37%	25.16	5.07%
10	0.00% Jubilant Beverages Ltd (31-May-2028)	DEBT	Bond/NCD	CRISIL AA	8.44%	19.76	3.99%

Similar Funds

SIP Returns

Amount (₹)

Date

7th

Period	SIP Date	Inv(₹)	Val(₹)	Abs(%)	XIRR
1Y	07 Nov, 25	60000	59266	-1.2%	-2.5%
2Y	07 Nov, 24	1.20 L.	1.20 L.	+0.1%	+0.1%
3Y	07 Nov, 23	1.80 L.	1.87 L.	+3.8%	+2.5%
5Y	08 Nov, 21	3 L.	3.49 L.	+16.3%	+6.1%
10Y	07 Nov, 16	6 L.	8.84 L.	+47.4%	+7.6%
SI	07 Jan, 13	8.30 L.	15.25 L.	+83.7%	+8.4%

Lumpsum Returns

Amount (₹)

Period	Inv Date	Inv(₹)	Val(₹)	Abs(%)	CAGR
1Y	16 Oct, 25	1 L.	97626	-2.4%	-2.4%
2Y	16 Oct, 24	1 L.	1.02 L.	+2.4%	+1.2%
3Y	16 Oct, 23	1 L.	1.23 L.	+22.7%	+7.1%
5Y	18 Oct, 21	1 L.	1.37 L.	+37.0%	+6.5%
10Y	17 Oct, 16	1 L.	2.09 L.	+108.9%	+7.6%
SI	01 Jan, 13	1 L.	3.47 L.	+247.2%	+9.4%

SIP Calculator

Visualize how small monthly investments grow over time.

Monthly SIP Amount

Max: ₹10 Cr

₹

Investment Tenure

Max: 40 Years

Years

Expected Annual Return (SIP)

Max: 30%

Expected Inflation

Max: 20%

Annual Step-up

Beat inflation and compound wealth faster with an annual step-up.

Max: 500%

Initial Lumpsum

Max: ₹1000 Cr

₹

Expected Return on Lumpsum

Max: 30%

Future Value

₹23.80L

With SIP Amount ₹5,000

Total Invested

₹9.00L

Total Profit

₹14.80L

SIP Invested₹9.00L

SIP Gain₹14.80L

Lumpsum Inv.₹0

Lumpsum Gain₹0

Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%

Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.