How to check the XIRR of DSP Savings Fund - Direct Plan - IDCW - Daily?

You can track the exact XIRR and portfolio overlapping of DSP Savings Fund - Direct Plan - IDCW - Daily alongside your PMS and AIF investments using the MutualSaathi Portfolio Analyzer.

How to check portfolio overlap for DSP Savings Fund - Direct Plan - IDCW - Daily?

Use the MutualSaathi Portfolio Analyzer to compare DSP Savings Fund - Direct Plan - IDCW - Daily with other funds, PMS, and AIFs to detect hidden stock overlaps.

DSP Savings Fund - Direct Plan - IDCW - Daily

DSP Mutual Fund

Expense Ratio: 0.15

Risk: Low to Moderate

Debt Scheme - Money Market Fund

Plan: Direct

Benchmark: CRISIL Money Market A-I Index

Inception: 20-09-1999

Exit Load: Nil

Fund Size:₹8,850.96 Cr

Performance

Fund-0.06%

Cat. Avg.6.45%

Fund-0.03%

Cat. Avg.7.08%

Fund-0.02%

Cat. Avg.7.28%

Fund-0.01%

Cat. Avg.6.67%

10Y

Fund0.11%

Cat. Avg.6.62%

Fund0.10%

Cat. Avg.11.33%

Fund Facts

No available Data

Taxation

Any Holding Period (STCG & LTCG):As per Income Slab Rate

*Tax rates as per Finance Act 2024. Surcharge & cess may apply.

Allocation

Visualizing Fund's Exposure

Asset Class

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Debt Ratings

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Debt Instruments

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Asset Class

Debt Ratings

Debt Instruments

Portfolio Holdings

Detailed breakdown of instruments.

	Instrument	Type	Sub-Cat	Sector	YTM	Val (Cr)	% Assets
1	HDFC Bank Limited	DEBT	CD	CRISIL A1	6.85%	745.93	10.39%
2	Small Industries Development Bank of India	DEBT	CD	CRISIL A1	6.90%	671.63	9.36%
3	Bank of Baroda	DEBT	CD	IND A1	6.70%	581.28	8.10%
4	Kotak Mahindra Bank Limited	DEBT	CD	CRISIL A1	6.76%	576.60	8.03%
5	National Bank for Agriculture and Rural Development	DEBT	CD	CRISIL A1	6.89%	528.13	7.36%
6	Punjab National Bank	DEBT	CD	CRISIL A1	6.79%	454.68	6.33%
7	364 DAYS T-BILL 2026	DEBT	T-Bills	Sovereign	5.41%	322.56	4.49%
8	364 DAYS T-BILL 2027	DEBT	T-Bills	Sovereign	5.48%	289.27	4.03%
9	Canara Bank	DEBT	CD	CRISIL A1	6.78%	287.16	4.00%
10	Panatone Finvest Limited	DEBT	Bond/NCD	CRISIL A1	7.50%	240.42	3.35%

Similar Funds

SIP Returns

Amount (₹)

Date

7th

Period	SIP Date	Inv(₹)	Val(₹)	Abs(%)	XIRR
1Y	07 Nov, 25	60000	59970	-0.0%	-0.1%
2Y	07 Nov, 24	1.20 L.	1.20 L.	-0.1%	-0.1%
3Y	07 Nov, 23	1.80 L.	1.80 L.	-0.1%	-0.0%
5Y	08 Nov, 21	3 L.	3.00 L.	-0.0%	-0.0%
10Y	07 Nov, 16	6 L.	6.02 L.	+0.3%	+0.1%
SI	07 Aug, 13	7.95 L.	7.99 L.	+0.5%	+0.1%

Lumpsum Returns

Amount (₹)

Period	Inv Date	Inv(₹)	Val(₹)	Abs(%)	CAGR
1Y	16 Oct, 25	1 L.	99944	-0.1%	-0.1%
2Y	16 Oct, 24	1 L.	99944	-0.1%	-0.0%
3Y	16 Oct, 23	1 L.	99944	-0.1%	-0.0%
5Y	18 Oct, 21	1 L.	99944	-0.1%	-0.0%
10Y	17 Oct, 16	1 L.	1.01 L.	+1.1%	+0.1%
SI	02 Aug, 13	1 L.	1.01 L.	+1.3%	+0.1%

SIP Calculator

Visualize how small monthly investments grow over time.

Monthly SIP Amount

Max: ₹10 Cr

₹

Investment Tenure

Max: 40 Years

Years

Expected Annual Return (SIP)

Max: 30%

Expected Inflation

Max: 20%

Annual Step-up

Beat inflation and compound wealth faster with an annual step-up.

Max: 500%

Initial Lumpsum

Max: ₹1000 Cr

₹

Expected Return on Lumpsum

Max: 30%

Future Value

₹23.80L

With SIP Amount ₹5,000

Total Invested

₹9.00L

Total Profit

₹14.80L

SIP Invested₹9.00L

SIP Gain₹14.80L

Lumpsum Inv.₹0

Lumpsum Gain₹0

Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%

Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.