Bank Of India Multi Asset Allocation Fund-Direct Plan-IDCW
Expense Ratio: 0.99
Risk: High
Hybrid Scheme - Multi Asset Allocation
Plan: Direct
Benchmark: Nifty 500 TRI 37.50% + Nifty Composite Debt Index 50% + Domestic Prices of Gold 12.50%
Inception: 07-02-2024
Exit Load: Nil
Fund Size:₹345.38 Cr
Performance
1Y
Fund6.37%
Cat. Avg.3.34%
2Y
Fund6.82%
Cat. Avg.7.42%
3Y
FundN/A
Cat. Avg.14.30%
5Y
FundN/A
Cat. Avg.12.52%
10Y
FundN/A
Cat. Avg.13.15%
SI
Fund9.82%
Cat. Avg.9.86%
Fund Facts
No available Data
Taxation
Within 1 Year (STCG (Short Term)):20%
After 1 Year (LTCG (Long Term)):12.5%
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
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Top Sectors
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Asset Class
Market Cap
Top Sectors
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | 7.44% Indian Railway Finance Corporation Limited (28/02/2034) | 25.20 | 6.91% |
| 2 | 7.8350% LIC Housing Finance Limited (11/05/2027) | 25.08 | 6.88% |
| 3 | ICICI Prudential Gold ETF | 20.49 | 5.62% |
| 4 | 8.05% Muthoot Finance Limited (25/11/2027) | 19.96 | 5.47% |
| 5 | 8.1167% Bajaj Finance Limited (10/05/2027) | 18.07 | 4.95% |
| 6 | 7.73% Tata Capital Housing Finance Limited (14/01/2030) | 16.03 | 4.39% |
| 7 | DSP Gold ETF | 12.26 | 3.36% |
| 8 | 6.48% Government of India (06/10/2035) | 11.97 | 3.28% |
| 9 | Nippon India ETF Gold Bees | 11.89 | 3.26% |
| 10 | ICICI Bank Limited | 11.46 | 3.14% |
Similar Funds
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Nov, 25 | 60000 | 61052 | +1.8% | +3.7% |
| 2Y | 07 Nov, 24 | 1.20 L. | 1.30 L. | +8.1% | +8.1% |
| SI | 07 Mar, 24 | 1.60 L. | 1.78 L. | +11.2% | +8.3% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 16 Oct, 25 | 1 L. | 1.06 L. | +6.4% | +6.4% |
| 2Y | 16 Oct, 24 | 1 L. | 1.14 L. | +14.1% | +6.8% |
| SI | 01 Mar, 24 | 1 L. | 1.28 L. | +27.9% | +9.8% |
SIP Calculator
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Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Profit
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.