Bank Of India Credit Risk Fund - Direct Plan
Expense Ratio: 1.12
Risk: Moderately High
Debt Scheme - Credit Risk Fund
Plan: Direct
Benchmark: CRISIL Credit Risk Debt B-II Index
Inception: 06-02-2015
Exit Load: Nil
Fund Size:₹106.94 Cr
Performance
1Y
Fund17.15%
Cat. Avg.7.27%
2Y
Fund11.86%
Cat. Avg.9.52%
3Y
Fund10.05%
Cat. Avg.9.72%
5Y
Fund27.83%
Cat. Avg.8.20%
10Y
Fund2.39%
Cat. Avg.7.27%
SI
Fund3.50%
Cat. Avg.8.23%
Fund Facts
No available Data
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Debt Ratings
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Debt Instruments
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Asset Class
Debt Ratings
Debt Instruments
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | TREPS | 24.50 | 28.24% |
| 2 | 7.70% Nuvoco Vistas Corporation Limited (18/09/2028) | 8.95 | 10.32% |
| 3 | 9.25% Birla Corporation Limited (18/08/2026) | 8.61 | 9.93% |
| 4 | Indian Bank (04/12/2026) | 8.26 | 9.53% |
| 5 | 8.5% Nirma Limited (07/04/2027) | 8.03 | 9.26% |
| 6 | 8.35% Aditya Birla Real Estate Limited (30/08/2027) | 7.05 | 8.12% |
| 7 | 9.45% Vedanta Aluminium Metal Limited (05/06/2028) | 5.07 | 5.85% |
| 8 | 9.40% 360 One Prime Limited (04/03/2027) | 5.03 | 5.80% |
| 9 | 7.99% Rashtriya Chemicals and Fertilizers Limited (07/08/2027) | 5.02 | 5.79% |
| 10 | 9.10% Manappuram Finance Limited (19/08/2026) | 5.01 | 5.77% |
Similar Funds
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Nov, 25 | 60000 | 64261 | +7.1% | +15.1% |
| 2Y | 07 Nov, 24 | 1.20 L. | 1.37 L. | +14.1% | +14.1% |
| 3Y | 07 Nov, 23 | 1.80 L. | 2.14 L. | +19.0% | +12.1% |
| 5Y | 08 Nov, 21 | 3 L. | 4.30 L. | +43.2% | +14.7% |
| 10Y | 07 Nov, 16 | 6 L. | 10.51 L. | +75.1% | +10.9% |
| SI | 07 Apr, 15 | 6.95 L. | 11.82 L. | +70.1% | +8.9% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 16 Oct, 25 | 1 L. | 1.17 L. | +17.1% | +17.2% |
| 2Y | 16 Oct, 24 | 1 L. | 1.25 L. | +25.1% | +11.9% |
| 3Y | 16 Oct, 23 | 1 L. | 1.33 L. | +33.3% | +10.0% |
| 5Y | 18 Oct, 21 | 1 L. | 3.41 L. | +241.3% | +27.9% |
| 10Y | 17 Oct, 16 | 1 L. | 1.27 L. | +26.6% | +2.4% |
| SI | 09 Mar, 15 | 1 L. | 1.49 L. | +49.0% | +3.5% |
SIP Calculator
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Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Profit
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.