How to check the XIRR of Bandhan Retirement Fund - Direct Plan - IDCW?

You can track the exact XIRR and portfolio overlapping of Bandhan Retirement Fund - Direct Plan - IDCW alongside your PMS and AIF investments using the MutualSaathi Portfolio Analyzer.

How to check portfolio overlap for Bandhan Retirement Fund - Direct Plan - IDCW?

Use the MutualSaathi Portfolio Analyzer to compare Bandhan Retirement Fund - Direct Plan - IDCW with other funds, PMS, and AIFs to detect hidden stock overlaps.

Bandhan Retirement Fund - Direct Plan - IDCW

Bandhan Mutual Fund

Expense Ratio: 0.7

Risk: Very High

Solution Oriented Scheme - Retirement Fund

Plan: Direct

Benchmark: CRISIL Hybrid 50+50 - Moderate Index

Inception: 28-09-2023

Exit Load: Nil

Fund Size:₹187.62 Cr

Performance

Fund-2.03%

Cat. Avg.-0.80%

Fund1.21%

Cat. Avg.1.30%

FundN/A

Cat. Avg.9.20%

FundN/A

Cat. Avg.8.19%

10Y

FundN/A

Cat. Avg.10.18%

Fund8.95%

Cat. Avg.10.72%

Fund Facts

No available Data

Taxation

Any Holding Period (STCG & LTCG):As per Income Slab Rate

*Tax rates as per Finance Act 2024. Surcharge & cess may apply.

Allocation

Visualizing Fund's Exposure

Asset Class

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Market Cap

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Top Sectors

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Asset Class

Market Cap

Top Sectors

Portfolio Holdings

Detailed breakdown of instruments.

	Instrument	Type	Sub-Cat	Cap	Sector	YTM	Val (Cr)	% Assets
1	7.3% GOI (MD 19/06/2053)	DEBT	G-Sec		SOVEREIGN	7.44%	39.97	21.75%
2	Triparty Repo TRP_010726	CASH	TREPS / Reverse Repo		TREPS / Reverse Repo	5.37%	12.98	7.06%
3	Bharti Airtel Limited	Equity	Listed	Large Cap	Telecom - Services		10.13	5.51%
4	Reliance Industries Limited	Equity	Listed	Large Cap	Petroleum Products		9.36	5.09%
5	HDFC Bank Limited	Equity	Listed	Large Cap	Banks		8.38	4.56%
6	ICICI Bank Limited	Equity	Listed	Large Cap	Banks		8.25	4.49%
7	Larsen & Toubro Limited	Equity	Listed	Large Cap	Construction		7.10	3.86%
8	Kotak Mahindra Bank Limited	Equity	Listed	Large Cap	Banks		6.39	3.48%
9	Titan Company Limited	Equity	Listed	Large Cap	Consumer Durables		6.13	3.34%
10	Hitachi Energy India Limited	Equity	Listed	Large Cap	Electrical Equipment		5.18	2.82%

Similar Funds

SIP Returns

Amount (₹)

Date

7th

Period	SIP Date	Inv(₹)	Val(₹)	Abs(%)	XIRR
1Y	07 Nov, 25	60000	59421	-1.0%	-2.0%
2Y	07 Nov, 24	1.20 L.	1.21 L.	+1.2%	+1.2%
SI	07 Nov, 23	1.80 L.	1.89 L.	+5.1%	+3.4%

Lumpsum Returns

Amount (₹)

Period	Inv Date	Inv(₹)	Val(₹)	Abs(%)	CAGR
1Y	16 Oct, 25	1 L.	97975	-2.0%	-2.0%
2Y	16 Oct, 24	1 L.	1.02 L.	+2.4%	+1.2%
SI	19 Oct, 23	1 L.	1.29 L.	+29.3%	+9.0%

SIP Calculator

Visualize how small monthly investments grow over time.

Monthly SIP Amount

Max: ₹10 Cr

₹

Investment Tenure

Max: 40 Years

Years

Expected Annual Return (SIP)

Max: 30%

Expected Inflation

Max: 20%

Annual Step-up

Beat inflation and compound wealth faster with an annual step-up.

Max: 500%

Initial Lumpsum

Max: ₹1000 Cr

₹

Expected Return on Lumpsum

Max: 30%

Future Value

₹23.80L

With SIP Amount ₹5,000

Total Invested

₹9.00L

Total Profit

₹14.80L

SIP Invested₹9.00L

SIP Gain₹14.80L

Lumpsum Inv.₹0

Lumpsum Gain₹0

Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%

Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.