How to check the XIRR of Bandhan Banking and PSU Fund - Regular IDCW?

You can track the exact XIRR and portfolio overlapping of Bandhan Banking and PSU Fund - Regular IDCW alongside your PMS and AIF investments using the MutualSaathi Portfolio Analyzer.

How to check portfolio overlap for Bandhan Banking and PSU Fund - Regular IDCW?

Use the MutualSaathi Portfolio Analyzer to compare Bandhan Banking and PSU Fund - Regular IDCW with other funds, PMS, and AIFs to detect hidden stock overlaps.

Bandhan Banking and Psu Fund - Regular IDCW

Bandhan Mutual Fund

Expense Ratio: 0.66

Risk: Moderate

Debt Scheme - Banking and PSU Fund

Plan: Regular

Benchmark: NIFTY Banking & PSU Debt Index A-II

Inception: 26-02-2013

Exit Load: Nil

Fund Size:₹12,613.30 Cr

Performance

Fund4.84%

Cat. Avg.3.87%

Fund6.20%

Cat. Avg.5.80%

Fund6.73%

Cat. Avg.6.61%

Fund5.91%

Cat. Avg.5.84%

10Y

Fund2.99%

Cat. Avg.6.57%

Fund2.60%

Cat. Avg.7.61%

Fund Facts

No available Data

Taxation

Any Holding Period (STCG & LTCG):As per Income Slab Rate

*Tax rates as per Finance Act 2024. Surcharge & cess may apply.

Allocation

Visualizing Fund's Exposure

Asset Class

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Debt Ratings

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Debt Instruments

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Asset Class

Debt Ratings

Debt Instruments

Portfolio Holdings

Detailed breakdown of instruments.

	Instrument	Type	Sub-Cat	Sector	YTM	Val (Cr)	% Assets
1	6.68% GOI (MD 07/07/2040)	DEBT	G-Sec	SOVEREIGN	7.09%	942.31	7.74%
2	Canara Bank	DEBT	CD	CRISIL A1	6.77%	767.71	6.31%
3	Small Industries Dev Bank of India	DEBT	CD	CRISIL A1	7.14%	708.75	5.82%
4	Axis Bank Limited	DEBT	CD	CRISIL A1	6.72%	675.26	5.55%
5	7.7% HDFC Bank Limited	DEBT	Bond/NCD	CRISIL AAA	7.30%	498.21	4.09%
6	7.37% Indian Railway Finance Corporation Limited	DEBT	Bond/NCD	CRISIL AAA	6.97%	409.36	3.36%
7	7.53% National Bank For Agriculture and Rural Development	DEBT	Bond/NCD	ICRA AAA	7.18%	351.74	2.89%
8	9% HDFC Bank Limited	DEBT	Bond/NCD	CRISIL AAA	7.29%	321.04	2.64%
9	Triparty Repo TRP_010726	CASH	TREPS / Reverse Repo	TREPS / Reverse Repo	5.37%	294.67	2.42%
10	Kotak Mahindra Bank Limited	DEBT	CD	CRISIL A1	6.66%	291.63	2.40%

Similar Funds

SIP Returns

Amount (₹)

Date

7th

Period	SIP Date	Inv(₹)	Val(₹)	Abs(%)	XIRR
1Y	07 Nov, 25	60000	61387	+2.3%	+4.8%
2Y	07 Nov, 24	1.20 L.	1.26 L.	+5.4%	+5.4%
3Y	07 Nov, 23	1.80 L.	1.97 L.	+9.3%	+6.1%
5Y	08 Nov, 21	3 L.	3.51 L.	+16.9%	+6.3%
10Y	07 Nov, 16	6 L.	7.37 L.	+22.8%	+4.1%
SI	08 Apr, 13	8.15 L.	10.31 L.	+26.5%	+3.4%

Lumpsum Returns

Amount (₹)

Period	Inv Date	Inv(₹)	Val(₹)	Abs(%)	CAGR
1Y	16 Oct, 25	1 L.	1.05 L.	+4.8%	+4.8%
2Y	16 Oct, 24	1 L.	1.13 L.	+12.8%	+6.2%
3Y	16 Oct, 23	1 L.	1.22 L.	+21.6%	+6.7%
5Y	18 Oct, 21	1 L.	1.33 L.	+33.3%	+5.9%
10Y	17 Oct, 16	1 L.	1.34 L.	+34.2%	+3.0%
SI	08 Mar, 13	1 L.	1.42 L.	+41.9%	+2.6%

SIP Calculator

Visualize how small monthly investments grow over time.

Monthly SIP Amount

Max: ₹10 Cr

₹

Investment Tenure

Max: 40 Years

Years

Expected Annual Return (SIP)

Max: 30%

Expected Inflation

Max: 20%

Annual Step-up

Beat inflation and compound wealth faster with an annual step-up.

Max: 500%

Initial Lumpsum

Max: ₹1000 Cr

₹

Expected Return on Lumpsum

Max: 30%

Future Value

₹23.80L

With SIP Amount ₹5,000

Total Invested

₹9.00L

Total Profit

₹14.80L

SIP Invested₹9.00L

SIP Gain₹14.80L

Lumpsum Inv.₹0

Lumpsum Gain₹0

Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%

Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.