Aditya Birla Sun Life Banking & Psu Debt Fund - Direct - IDCW
Expense Ratio: 0.39
Risk: Moderate
Debt Scheme - Banking and PSU Fund
Plan: Direct
Benchmark: NIFTY Banking & PSU Debt Index A-II
Inception: 01-01-2000
Exit Load: Nil
Fund Size:₹9,022.38 Cr
Performance
1Y
Fund-2.48%
Cat. Avg.4.22%
2Y
Fund-0.40%
Cat. Avg.6.17%
3Y
Fund-2.30%
Cat. Avg.6.98%
5Y
Fund-4.06%
Cat. Avg.6.22%
10Y
Fund-2.59%
Cat. Avg.6.95%
SI
Fund0.26%
Cat. Avg.7.27%
Fund Facts
No available Data
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Debt Ratings
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Debt Instruments
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Asset Class
Debt Ratings
Debt Instruments
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | 7.48% National Bank For Agriculture and Rural Development (15/09/2028) | 432.08 | 4.82% |
| 2 | Net Receivables / (Payables) | 218.82 | 2.44% |
| 3 | 6.58% Indian Railway Finance Corporation Limited (30/05/2030) | 197.07 | 2.20% |
| 4 | 7.56% REC Limited (31/08/2027) | 190.69 | 2.13% |
| 5 | 8.00% HDFC Bank Limited (27/07/2032) | 184.62 | 2.06% |
| 6 | 7.82% Bajaj Finance Limited (31/01/2034) | 165.19 | 1.84% |
| 7 | 7.42% State Bank of India (29/08/2039) | 161.26 | 1.80% |
| 8 | 6.78% Indian Railway Finance Corporation Limited (30/04/2030) | 161.20 | 1.80% |
| 9 | 7.60% Power Finance Corporation Limited (13/04/2029) | 151.80 | 1.69% |
| 10 | 7.66% National Bank for Financing Infrastructure and Dev (16/06/2036) | 151.01 | 1.68% |
Similar Funds
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Nov, 25 | 60000 | 59446 | -0.9% | -1.9% |
| 2Y | 07 Nov, 24 | 1.20 L. | 1.20 L. | -0.4% | -0.4% |
| 3Y | 07 Nov, 23 | 1.80 L. | 1.79 L. | -0.5% | -0.3% |
| 5Y | 08 Nov, 21 | 3 L. | 2.92 L. | -2.5% | -1.0% |
| 10Y | 07 Nov, 16 | 6 L. | 5.09 L. | -15.2% | -3.4% |
| SI | 07 Jan, 13 | 8.30 L. | 7.24 L. | -12.7% | -2.0% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 16 Oct, 25 | 1 L. | 97515 | -2.5% | -2.5% |
| 2Y | 16 Oct, 24 | 1 L. | 99200 | -0.8% | -0.4% |
| 3Y | 16 Oct, 23 | 1 L. | 93256 | -6.7% | -2.3% |
| 5Y | 18 Oct, 21 | 1 L. | 81292 | -18.7% | -4.1% |
| 10Y | 17 Oct, 16 | 1 L. | 76901 | -23.1% | -2.6% |
| SI | 02 Jan, 13 | 1 L. | 1.04 L. | +3.7% | +0.3% |
SIP Calculator
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Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Profit
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.