SBI Retirement Benefit Fund - Conservative Hybrid Plan - Regular Plan - Income Distribution Cum Capital Withdrawal Option (IDCW)
Expense Ratio: 1.67
Risk: High
Solution Oriented Scheme - Retirement Fund
Plan: Regular
Benchmark: CRISIL Hybrid 65+35 - Conservative Index
Inception: 20-01-2021
Exit Load: Nil
Fund Size:₹285.24 Cr
Performance
1Y
Fund-0.94%
Cat. Avg.-1.92%
2Y
Fund0.83%
Cat. Avg.0.14%
3Y
Fund5.91%
Cat. Avg.7.99%
5Y
Fund6.41%
Cat. Avg.6.94%
10Y
FundN/A
Cat. Avg.8.87%
SI
Fund8.02%
Cat. Avg.9.32%
Fund Facts
No available Data
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Debt Ratings
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Debt Instruments
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Asset Class
Debt Ratings
Debt Instruments
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | 6.64% CGL 2031 | 25.70 | 10.01% |
| 2 | 7.74% State Government of Tamil Nadu 2036 | 20.39 | 7.94% |
| 3 | 6.90% CGL 2065 | 18.60 | 7.24% |
| 4 | Bharat Sanchar Nigam Ltd. | 10.14 | 3.95% |
| 5 | National Bank for Agriculture and Rural Development | 10.06 | 3.92% |
| 6 | 7.09% CGL 2074 | 9.48 | 3.69% |
| 7 | HDFC Bank Ltd. | 7.66 | 2.98% |
| 8 | Summit Digitel Infrastructure Pvt. Ltd. | 7.56 | 2.94% |
| 9 | Torrent Power Ltd. | 6.51 | 2.54% |
| 10 | Godrej Properties Ltd. | 6.14 | 2.39% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Nov, 25 | 60000 | 59923 | -0.1% | -0.3% |
| 2Y | 07 Nov, 24 | 1.20 L. | 1.21 L. | +1.1% | +1.1% |
| 3Y | 07 Nov, 23 | 1.80 L. | 1.87 L. | +3.9% | +2.6% |
| 5Y | 08 Nov, 21 | 3 L. | 3.45 L. | +15.0% | +5.7% |
| SI | 08 Mar, 21 | 3.40 L. | 4.04 L. | +18.7% | +6.1% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 16 Oct, 25 | 1 L. | 99062 | -0.9% | -0.9% |
| 2Y | 16 Oct, 24 | 1 L. | 1.02 L. | +1.7% | +0.8% |
| 3Y | 16 Oct, 23 | 1 L. | 1.19 L. | +18.8% | +5.9% |
| 5Y | 18 Oct, 21 | 1 L. | 1.36 L. | +35.9% | +6.3% |
| SI | 17 Feb, 21 | 1 L. | 1.55 L. | +54.8% | +8.0% |
SIP Calculator
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Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Profit
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.